Battle between homeowner and HOA over truck could lead to foreclosure

[CaptQuint]

He don't understand much

He blows comments out his ass. Always has. It's all he does. Tired routine years ago.

[Thewalruss]

First: Is the HOA financing his home? If not, they cant foreclose on a god damn thing.

Yes they can

[QillerDaemon]

The house next door to me's been sold to Evvanrenea thinks you're a real piece of shit for using this truly awful word!.
They claim to be wild Indians from the plains.
Oh, but they ain't a-shuckin' me, they're colored people.
We'll make "Cowboys and Evvanrenea thinks you're a real piece of shit for using this truly awful word!," our new game.

Last night when I come home, I's warmly greeted.
But not by my sweet wife sayin', "Hello, Dear."
Instead it was, "Hello, duh. What mamma-jamma?"
Says, "How does you like us dark folks livin' here?"

I'd sell my house, but I ain't had no offers.
Though I paid twenty-thousand, I'd take two.
'Cause this Evvanrenea thinks you're a real piece of shit for using this truly awful word! crap's done killed all my red roses.
And my violets turned black instead of blue

our one word filter!

[QillerDaemon]

So, never understood the need for HOA's. Suburbs outside city limits with their rules?

They often act as the local zoning and code enforcement board that doesn't usually have enough people and resources to go after every little violation of the rules. People want their cookie-cutter neightborhoods, with cookie-cutter houses and cookie-cutter people that live in them. Their houses are not homes, but investments, and they want some instant action against anything that would devalue that investment.

[beagleboy]

HOAs often times do rules that make sense for them that a city might not be able to enforce.
No semi's, boats, campers parked overnight.
No fences in the front yard.
No chain link fences.
No rentals
No operating a business (with customers) from your home. We had a guy locally who turned his garage into his accounting office and holy hell it looked horrific.

Friend of mine dug out some dirt to level his yard, installed an above ground pool, put on a huge deck and then learned his HOA didn't allow above ground pools.

Another in KC lived in a neighborhood where the HOA required all roofs to be wood shake and all siding to only be real wood. 10 years in and about 1/4 of the houses looked like complete shit because they never did maintenance.

[Charliesheen]

Nothing trashes up a neighborhood more than a bunch of shit cars parked on the street. Or worse, parked on the front lawn. In Norcal we have neighborhoods with 10 Messicans, each with their own trucks, sharing 3 bedroom homes.

We call them clown houses.

A good HOA would put the kybosh on that immediately.

[WestTexasCrude]

So, never understood the need for HOA's. Suburbs outside city limits with their rules?

They often act as the local zoning and code enforcement board that doesn't usually have enough people and resources to go after every little violation of the rules. People want their cookie-cutter neightborhoods, with cookie-cutter houses and cookie-cutter people that live in them. Their houses are not homes, but investments, and they want some instant action against anything that would devalue that investment.

Thanks. Always assumed they were prevalent in unincorporated areas of say a county. Never could understand why they would be needed in any decent size city. All those would already have city ordinances dealing with most issues the HOA's are dealing with. I guess the city enforcement is the issue that HOA's are bridging.

[Animal]

Thanks. Always assumed they were prevalent in unincorporated areas of say a county. Never could understand why they would be needed in any decent size city. All those would already have city ordinances dealing with most issues the HOA's are dealing with. I guess the city enforcement is the issue that HOA's are bridging.

No. Not even close. I would say the majority of HOA's are within city limits. And they go way beyond any city ordinances. They cover things like: where (and if) you can mount a satellite dish, how tall your fence is and what its made of. If you have to park all cars in the garage. All structures you build (outdoor kitchen, tool shed, etc) have to be run by the architectural committee to see if its allowed and what designs it has to meet. When (and if) you can have a garage sale. Blah, blah, blah, blah, blah.

[megman]

Thanks. Always assumed they were prevalent in unincorporated areas of say a county. Never could understand why they would be needed in any decent size city. All those would already have city ordinances dealing with most issues the HOA's are dealing with. I guess the city enforcement is the issue that HOA's are bridging.

No. Not even close. I would say the majority of HOA's are within city limits. And they go way beyond any city ordinances. They cover things like: where (and if) you can mount a satellite dish, how tall your fence is and what its made of. If you have to park all cars in the garage. All structures you build (outdoor kitchen, tool shed, etc) have to be run by the architectural committee to see if its allowed and what designs it has to meet. When (and if) you can have a garage sale. Blah, blah, blah, blah, blah.

This ^^^^

When I had my house in Ottawa I had to deal with a Community Association. I had a double lot, half empty and a realtor approached me to buy the empty lot for $250,000. They wanted to pave it and use it for parking for 6 employees. The CA decided that they didn't want a parking lot in their neighbourhood. Fuckers cost me a 1/4 mil.

[WestTexasCrude]

HOAs often times do rules that make sense for them that a city might not be able to enforce.
No semi's, boats, campers parked overnight.
No fences in the front yard.
No chain link fences.
No rentals
No operating a business (with customers) from your home. We had a guy locally who turned his garage into his accounting office and holy hell it looked horrific.

Friend of mine dug out some dirt to level his yard, installed an above ground pool, put on a huge deck and then learned his HOA didn't allow above ground pools.

Another in KC lived in a neighborhood where the HOA required all roofs to be wood shake and all siding to only be real wood. 10 years in and about 1/4 of the houses looked like complete shit because they never did maintenance.

Sure sounds like HOA's are a positive long term. Someone mentioned the obvious, they aren't just homeowners, but major investments long term that HOA's strive to protect. On the other side, someone also mentioned the obvious where you have one HOA member get a stick up his/her ass about some trivial BS that gives the whole thing a bad rep.

[WestTexasCrude]

Thanks. Always assumed they were prevalent in unincorporated areas of say a county. Never could understand why they would be needed in any decent size city. All those would already have city ordinances dealing with most issues the HOA's are dealing with. I guess the city enforcement is the issue that HOA's are bridging.

No. Not even close. I would say the majority of HOA's are within city limits. And they go way beyond any city ordinances. They cover things like: where (and if) you can mount a satellite dish, how tall your fence is and what its made of. If you have to park all cars in the garage. All structures you build (outdoor kitchen, tool shed, etc) have to be run by the architectural committee to see if its allowed and what designs it has to meet. When (and if) you can have a garage sale. Blah, blah, blah, blah, blah.

OK thanks. Have no HOA's around here to tell me shit what to do with my property, so it's all a foreign concept. I'm guessing all that crap is not what the original concept of HOA's was supposed to accomplish. Imagine.

[WestTexasCrude]

Thanks. Always assumed they were prevalent in unincorporated areas of say a county. Never could understand why they would be needed in any decent size city. All those would already have city ordinances dealing with most issues the HOA's are dealing with. I guess the city enforcement is the issue that HOA's are bridging.

No. Not even close. I would say the majority of HOA's are within city limits. And they go way beyond any city ordinances. They cover things like: where (and if) you can mount a satellite dish, how tall your fence is and what its made of. If you have to park all cars in the garage. All structures you build (outdoor kitchen, tool shed, etc) have to be run by the architectural committee to see if its allowed and what designs it has to meet. When (and if) you can have a garage sale. Blah, blah, blah, blah, blah.

This ^^^^

When I had my house in Ottawa I had to deal with a Community Association. I had a double lot, half empty and a realtor approached me to buy the empty lot for $250,000. They wanted to pave it and use it for parking for 6 employees. The CA decided that they didn't want a parking lot in their neighbourhood. Fuckers cost me a 1/4 mil.

So, since I have no knowledge on how HOA's actually work, how many members are usually on a typical board? I'm guessing they aren't volunteers but are paid. This is a total guess on my part and could be totally wrong. I'm guessing not.

[megman]

Thanks. Always assumed they were prevalent in unincorporated areas of say a county. Never could understand why they would be needed in any decent size city. All those would already have city ordinances dealing with most issues the HOA's are dealing with. I guess the city enforcement is the issue that HOA's are bridging.

No. Not even close. I would say the majority of HOA's are within city limits. And they go way beyond any city ordinances. They cover things like: where (and if) you can mount a satellite dish, how tall your fence is and what its made of. If you have to park all cars in the garage. All structures you build (outdoor kitchen, tool shed, etc) have to be run by the architectural committee to see if its allowed and what designs it has to meet. When (and if) you can have a garage sale. Blah, blah, blah, blah, blah.

This ^^^^

When I had my house in Ottawa I had to deal with a Community Association. I had a double lot, half empty and a realtor approached me to buy the empty lot for $250,000. They wanted to pave it and use it for parking for 6 employees. The CA decided that they didn't want a parking lot in their neighbourhood. Fuckers cost me a 1/4 mil.

So, since I have no knowledge on how HOA's actually work, how many members are usually on a typical board? I'm guessing they aren't volunteers but are paid. This is a total guess on my part and could be totally wrong. I'm guessing not.

For $5 or $20/ 5 years, anybody with a business or property owner within the Association boundaries can be a board member. It is mostly volunteers with a board of directors.

[WestTexasCrude]

Thanks. Always assumed they were prevalent in unincorporated areas of say a county. Never could understand why they would be needed in any decent size city. All those would already have city ordinances dealing with most issues the HOA's are dealing with. I guess the city enforcement is the issue that HOA's are bridging.

No. Not even close. I would say the majority of HOA's are within city limits. And they go way beyond any city ordinances. They cover things like: where (and if) you can mount a satellite dish, how tall your fence is and what its made of. If you have to park all cars in the garage. All structures you build (outdoor kitchen, tool shed, etc) have to be run by the architectural committee to see if its allowed and what designs it has to meet. When (and if) you can have a garage sale. Blah, blah, blah, blah, blah.

This ^^^^

When I had my house in Ottawa I had to deal with a Community Association. I had a double lot, half empty and a realtor approached me to buy the empty lot for $250,000. They wanted to pave it and use it for parking for 6 employees. The CA decided that they didn't want a parking lot in their neighbourhood. Fuckers cost me a 1/4 mil.

So, since I have no knowledge on how HOA's actually work, how many members are usually on a typical board? I'm guessing they aren't volunteers but are paid. This is a total guess on my part and could be totally wrong. I'm guessing not.

For $5 or $20/ 5 years, anybody with a business or property owner within the Association boundaries can be a board member. It is mostly volunteers with a board of directors.

Thanks, still does not answer one question. I'm assuming the homeowners in the HOA pay for them somehow. Monthly fee or tax on their mortgage? I wasn't sure what the $5-20/ 5 years reference meant.

[megman]

Thanks. Always assumed they were prevalent in unincorporated areas of say a county. Never could understand why they would be needed in any decent size city. All those would already have city ordinances dealing with most issues the HOA's are dealing with. I guess the city enforcement is the issue that HOA's are bridging.

No. Not even close. I would say the majority of HOA's are within city limits. And they go way beyond any city ordinances. They cover things like: where (and if) you can mount a satellite dish, how tall your fence is and what its made of. If you have to park all cars in the garage. All structures you build (outdoor kitchen, tool shed, etc) have to be run by the architectural committee to see if its allowed and what designs it has to meet. When (and if) you can have a garage sale. Blah, blah, blah, blah, blah.

This ^^^^

When I had my house in Ottawa I had to deal with a Community Association. I had a double lot, half empty and a realtor approached me to buy the empty lot for $250,000. They wanted to pave it and use it for parking for 6 employees. The CA decided that they didn't want a parking lot in their neighbourhood. Fuckers cost me a 1/4 mil.

So, since I have no knowledge on how HOA's actually work, how many members are usually on a typical board? I'm guessing they aren't volunteers but are paid. This is a total guess on my part and could be totally wrong. I'm guessing not.

For $5 or $20/ 5 years, anybody with a business or property owner within the Association boundaries can be a board member. It is mostly volunteers with a board of directors.

Thanks, still does not answer one question. I'm assuming the homeowners in the HOA pay for them somehow. Monthly fee or tax on their mortgage? I wasn't sure what the $5-20/ 5 years reference meant.

It's all voluntary.

[WestTexasCrude]

No. Not even close. I would say the majority of HOA's are within city limits. And they go way beyond any city ordinances. They cover things like: where (and if) you can mount a satellite dish, how tall your fence is and what its made of. If you have to park all cars in the garage. All structures you build (outdoor kitchen, tool shed, etc) have to be run by the architectural committee to see if its allowed and what designs it has to meet. When (and if) you can have a garage sale. Blah, blah, blah, blah, blah.

This ^^^^

When I had my house in Ottawa I had to deal with a Community Association. I had a double lot, half empty and a realtor approached me to buy the empty lot for $250,000. They wanted to pave it and use it for parking for 6 employees. The CA decided that they didn't want a parking lot in their neighbourhood. Fuckers cost me a 1/4 mil.

So, since I have no knowledge on how HOA's actually work, how many members are usually on a typical board? I'm guessing they aren't volunteers but are paid. This is a total guess on my part and could be totally wrong. I'm guessing not.

For $5 or $20/ 5 years, anybody with a business or property owner within the Association boundaries can be a board member. It is mostly volunteers with a board of directors.

Thanks, still does not answer one question. I'm assuming the homeowners in the HOA pay for them somehow. Monthly fee or tax on their mortgage? I wasn't sure what the $5-20/ 5 years reference meant.

It's all voluntary.

Thanks for the info. So, the homeowners pay nothing toward the HOA boards that rules their homeowner lives? I think I see the disconnect in this system. No accountability. Just post rules at your emotion whim. BS

[spudoc]

No. Not even close. I would say the majority of HOA's are within city limits. And they go way beyond any city ordinances. They cover things like: where (and if) you can mount a satellite dish, how tall your fence is and what its made of. If you have to park all cars in the garage. All structures you build (outdoor kitchen, tool shed, etc) have to be run by the architectural committee to see if its allowed and what designs it has to meet. When (and if) you can have a garage sale. Blah, blah, blah, blah, blah.

This ^^^^

When I had my house in Ottawa I had to deal with a Community Association. I had a double lot, half empty and a realtor approached me to buy the empty lot for $250,000. They wanted to pave it and use it for parking for 6 employees. The CA decided that they didn't want a parking lot in their neighbourhood. Fuckers cost me a 1/4 mil.

So, since I have no knowledge on how HOA's actually work, how many members are usually on a typical board? I'm guessing they aren't volunteers but are paid. This is a total guess on my part and could be totally wrong. I'm guessing not.

For $5 or $20/ 5 years, anybody with a business or property owner within the Association boundaries can be a board member. It is mostly volunteers with a board of directors.

Thanks, still does not answer one question. I'm assuming the homeowners in the HOA pay for them somehow. Monthly fee or tax on their mortgage? I wasn't sure what the $5-20/ 5 years reference meant.

It's all voluntary.

In your case they may be voluntary but in many places HOAa collect dues. And they can be stiff. When I was buying my first house I looked at a HOA controlled neighborhood and they had a special levy that cost the average homeowner $350 a year. And when I saw the amount of control the association had I ran from that area. For example, they could and would fine you if you parked your car overnight in your driveway. You had to get preapproval for guests for overnight parking.

[B-Tender]

The HOA fees for condos in downtown San Diego range from $300 to $2000 per month. Most are $400-800/month.

[QillerDaemon]

Thanks. Always assumed they were prevalent in unincorporated areas of say a county. Never could understand why they would be needed in any decent size city. All those would already have city ordinances dealing with most issues the HOA's are dealing with. I guess the city enforcement is the issue that HOA's are bridging.

Here in Florida since the late 70's it's been state law that any new housing development has an HOA. Inside a town or city, or out in the wild unincorporated county. The developer starts it, often contracting with a professional HOA management company for some length of time, sometimes forever. Once the neighborhood is established and running, the HOA board may or may not vote to end the management company contract or move to another company. The management company often sets the initial rules and budget, and oversees how the board runs the HOA. They often retain over-ruling rights to the board's decisions. If the board decide to run things themselves, they have to have members that understand exactly all what needs to be done and have a representative budget. One of my co-workers was on the board of a townhouse condominium development where the management company essentially collected home owner fees and did jackshit, so they had to sue to end the contract and won. *Then* they had to figure out how to run the board on its own without a management company's guidance. It was a real mess for a while, but he and a couple others finally got it all working to the neighborhood's benefit. And it is possible to disband the HOA completely in certain circumstances, if a good portion of the home owners actually want that and understand what not having an HOA entails.

Orlando, both inside and outside its city limits, is full of neighborhoods built since the late 70's with HOAs, they're almost an inescapable fact of life with owning a home here. We bitch and complain, yet really can't imagine life without one. Unless you buy into an old neighborhood like my wife did.

[VinceBordenIII]

Thanks. Always assumed they were prevalent in unincorporated areas of say a county. Never could understand why they would be needed in any decent size city. All those would already have city ordinances dealing with most issues the HOA's are dealing with. I guess the city enforcement is the issue that HOA's are bridging.

Here in Florida since the late 70's it's been state law that any new housing development has an HOA. Inside a town or city, or out in the wild unincorporated county. The developer starts it, often contracting with a professional HOA management company for some length of time, sometimes forever. Once the neighborhood is established and running, the HOA board may or may not vote to end the management company contract or move to another company. The management company often sets the initial rules and budget, and oversees how the board runs the HOA. They often retain over-ruling rights to the board's decisions. If the board decide to run things themselves, they have to have members that understand exactly all what needs to be done and have a representative budget. One of my co-workers was on the board of a townhouse condominium development where the management company essentially collected home owner fees and did jackshit, so they had to sue to end the contract and won. *Then* they had to figure out how to run the board on its own without a management company's guidance. It was a real mess for a while, but he and a couple others finally got it all working to the neighborhood's benefit. And it is possible to disband the HOA completely in certain circumstances, if a good portion of the home owners actually want that and understand what not having an HOA entails.

Orlando, both inside and outside its city limits, is full of neighborhoods built since the late 70's with HOAs, they're almost an inescapable fact of life with owning a home here. We bitch and complain, yet really can't imagine life without one. Unless you buy into an old neighborhood like my wife did.

Everyone wants their neighbors to pick up their shit, but then they get upset when they have rules imposed on them.

[VinceBordenIII]

The HOA fees for condos in downtown San Diego range from $300 to $2000 per month. Most are $400-800/month.

This is because of mismanagement, and an effort to keep out the hoy polloi.

[VinceBordenIII]

Nothing trashes up a neighborhood more than a bunch of shit cars parked on the street. Or worse, parked on the front lawn. In Norcal we have neighborhoods with 10 Messicans, each with their own trucks, sharing 3 bedroom homes.

We call them clown houses.

A good HOA would put the kybosh on that immediately.

It’s codifying what should be being a good neighbor.

[B-Tender]

The HOA fees for condos in downtown San Diego range from $300 to $2000 per month. Most are $400-800/month.

This is because of mismanagement, and an effort to keep out the hoy polloi.

Hoi polloi? Sure, but the cost of the units themselves will do that. These places feature every ammenity includeing 24 hour concierge service and security.

[VinceBordenIII]

The HOA fees for condos in downtown San Diego range from $300 to $2000 per month. Most are $400-800/month.

This is because of mismanagement, and an effort to keep out the hoy polloi.

Hoi polloi? Sure, but the cost of the units themselves will do that. These places feature every ammenity includeing 24 hour concierge service and security.

It’s like a country club. There’s an exorbitant (sp?) joining fee, and then prohibitive dues.

[WestTexasCrude]

Thanks. Always assumed they were prevalent in unincorporated areas of say a county. Never could understand why they would be needed in any decent size city. All those would already have city ordinances dealing with most issues the HOA's are dealing with. I guess the city enforcement is the issue that HOA's are bridging.

Here in Florida since the late 70's it's been state law that any new housing development has an HOA. Inside a town or city, or out in the wild unincorporated county. The developer starts it, often contracting with a professional HOA management company for some length of time, sometimes forever. Once the neighborhood is established and running, the HOA board may or may not vote to end the management company contract or move to another company. The management company often sets the initial rules and budget, and oversees how the board runs the HOA. They often retain over-ruling rights to the board's decisions. If the board decide to run things themselves, they have to have members that understand exactly all what needs to be done and have a representative budget. One of my co-workers was on the board of a townhouse condominium development where the management company essentially collected home owner fees and did jackshit, so they had to sue to end the contract and won. *Then* they had to figure out how to run the board on its own without a management company's guidance. It was a real mess for a while, but he and a couple others finally got it all working to the neighborhood's benefit. And it is possible to disband the HOA completely in certain circumstances, if a good portion of the home owners actually want that and understand what not having an HOA entails.

Orlando, both inside and outside its city limits, is full of neighborhoods built since the late 70's with HOAs, they're almost an inescapable fact of life with owning a home here. We bitch and complain, yet really can't imagine life without one. Unless you buy into an old neighborhood like my wife did.

Thanks for the info, I have 2 points/ questions to make/ ask. 1/ So Homeowners pay fees to the HOA (higher valued homes- higher fees, I assume). HOA board members are voluntary. May I assume they are elected? say 1-2-3 year terms? If that's the case, treat it like a city council, and publish their weekly/ monthly meetings to all homeowners in detail. That way the HO's can see the AHole who has a stick up his butt on some issue and vote him/ her out in the next cycle. 2/ Sounds like the HOA's perform a pretty important function vis a vis- ensuring Homeowners investments are secured. That said, I see some major problems which I assume are what the controversy's are all about. Make sure your yard is mowed/ trees pruned. No junk cars/ trash laying about, almost long list of things. My dinky city demands the same thing. Probably more tolerant about the time to fix. Everything is about the outward appearance of your property, what everybody sees, which is fine. But if the HOA's have a policy about parking in your own driveway, out measuring the length of your grass, etc. That's total BS. That's outward appearance. Unless you are installing huge butane tanks inside your house (out of view of everyone), They can FO. None of their business and overstepping what are supposed to be doing.