Battle between homeowner and HOA over truck could lead to foreclosure

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CaptQuint
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Battle between homeowner and HOA over truck could lead to foreclosure

#1

Post by CaptQuint »

Image


CHESTERFIELD, Mo. (KMOV.com) - Andy Lipka loves classic cars. One of his latest obsessions is his 1965 Ford F250 pickup truck.

It still runs well and in Lipka’s opinion, it’s pretty close to perfect.

As he explained, “It reminds me of the truck I grew up in with my dad.”

Not only does Lipka love the way it drives, he likes the paint job. As he describes, “It's not damaged, it's the way the finish has evolved over the years.”

His homeowners association (HOA) hates it. So much so, they are suing him. The bylaws of the HOA in his Chesterfield neighborhood state vehicles with moderately severe body damage can't be parked in the driveway. But Lipka says his classic truck does not have body damage.

Lipka told News 4, “Its original Ford paint from 1965, it’s sought after now.”

In the car world, it's known as a patina finish and car experts say it’s a rising trend.

Noah Alexander owns a classic car studio in St. Louis and is also the face of a nationwide show shot from his shop called ‘Speed is the New Black.’ Alexander says some clients specifically request the patina finish.

He says, “I think it's very popular now and becoming more popular.”

But in Lipka's case, beauty is in the eye of the beholder when it comes to the Woodfield Homes Association in Chesterfield.

He parks his truck in his driveway because his garage houses two other vehicles. He's been assessed nearly $3,000 in penalties and fines, and is facing a very serious threat.

Lipka says the lawsuit, “Also implicates my house. They want to foreclose on my house.”

If the fines aren't paid, the HOA will seek foreclosure. Lipka has filed a countersuit.

He understands the benefits of an HOA and rules that prohibit parking cars with flat tires or ones that are inoperable outside, but he feels this has gone too far.

Missouri State Representative Bryan Spencer represents rapidly growing Wentzville where new neighborhoods and new HOAs are sprouting up. Spencer says he goes to “60 to 80 HOA meetings a year, they are my number one district concern.”

He says he's tried to introduce legislation that would curb HOA power in Missouri but the plan fell apart in Jefferson City.

“I've worked on legislation, a Homeowners’ Bill of Rights, which has gone nowhere because of lobbyist efforts. (It would) let you make decisions about your property that you bought, give property rights to the owners,” said Spencer.

News 4 reached out to the president of Lipka's HOA but did not hear back. But an attorney for the HOA stated, "The association is asking the court to enforce its covenants, which Lipka agreed to follow and was aware of prior to purchasing his home."

Lipka says he's not aware of any covenant that prevents the truck from being parked on his property.

The attorney goes on to say, "Mr. Lipka is not being singled-out, and the association and neighbors made numerous attempts to reach a resolution."

Lipka, a combat veteran, says this is a battle unlike any he's fought before.

“They say combat creates clarity, this is different there is no clarity here,” he said.

If a judge decides in Lipka's favor, the fines and associated threat of foreclosure will go away.

According to the Community Association Institute, in Missouri there are more than 1,090,000 people living under the rules and regulations of a HOA.

In Illinois, there are 3,750,000 people living in neighborhoods governed by an HOA.

https://www.kmov.com/news/battle-betwee ... a6990.html
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Re: Battle between homeowner and HOA over truck could lead to foreclosure

#2

Post by beagleboy »

1. don't buy or move into a neighborhood with a HOA if you don't like their rules.
2. HOA leadership will always extend the boundaries of their power eventually. Just like mods, they love the power and will exert it whenever given the opportunity.
3. he has three vehicles and a 2 car garage. Only 2 vehicles are on his property tax so I'm guessing this is the worst of them?
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Re: Battle between homeowner and HOA over truck could lead to foreclosure

#3

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"Only 2 vehicles are on his property tax "???
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Re: Battle between homeowner and HOA over truck could lead to foreclosure

#4

Post by beagleboy »

CaptQuint wrote: Thu May 09, 2019 5:36 pm "Only 2 vehicles are on his property tax "???
You have to pay property tax on your vehicles and those are public information. He has two listed from the 1960's which means the third is likely leased or it is someone else's vehicle in the garage. His bill last year was <$17.

Some people run their cars or houses through a business or trust to hide ownership a little.

Joe Buck for example is listed as owned a 2012 Lr4 and a 2012 Range Rover Sport

Albert Pujols still lives in STL and has 5 cars listed.
Auto 2013 Jeep Wrangler
Auto 2014 Merz S63 Amg
Auto 2015 Cadi Escalade
Motorcycle 2008 Pols Atv 500
Trucks 2016 Merz Metris

His house is owned by "Bella Trust" so it's a little harder to look him up if you don't think to look up the personal property tax receipts.
Last edited by beagleboy on Thu May 09, 2019 5:55 pm, edited 1 time in total.
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Re: Battle between homeowner and HOA over truck could lead to foreclosure

#5

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You have to pay property tax on your vehicles and those are public information


I have never heard of this.
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Re: Battle between homeowner and HOA over truck could lead to foreclosure

#6

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Re: Battle between homeowner and HOA over truck could lead to foreclosure

#7

Post by beagleboy »

Albert Pujol's house is valued at $1.3 million and he paid property tax of 20,886.64
Joe Buck's house is valued at just over $3 million and paid 38,231.54 in property tax.

You can look up anyone if you want in the county. The city itself can only be looked up by the address itself.
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Re: Battle between homeowner and HOA over truck could lead to foreclosure

#8

Post by B-Tender »

beagleboy wrote: Thu May 09, 2019 5:31 pm 1. don't buy or move into a neighborhood with a HOA if you don't like their rules.
2. HOA leadership will always extend the boundaries of their power eventually. Just like mods, they love the power and will exert it whenever given the opportunity.
3. he has three vehicles and a 2 car garage. Only 2 vehicles are on his property tax so I'm guessing this is the worst of them?
As much as I want to be on the homeowner's side, I agree with beagle here. Don't live anywhere with an HOA unless you want to live like a sheep. HOAs are like unions, start off with good intentions but often run amok.
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Re: Battle between homeowner and HOA over truck could lead to foreclosure

#9

Post by Animal »

CaptQuint wrote: Thu May 09, 2019 5:51 pm You have to pay property tax on your vehicles and those are public information


I have never heard of this.
you don't pay property tax on vehicles in texas.
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Re: Battle between homeowner and HOA over truck could lead to foreclosure

#10

Post by B-Tender »

Flumper wrote: Thu May 09, 2019 6:46 pm
CaptQuint wrote: Thu May 09, 2019 5:51 pm You have to pay property tax on your vehicles and those are public information


I have never heard of this.
you don't pay property tax on vehicles in texas.
Off topic: Every vehicle I look at that has come from Texas has pitting on the front bumper, and front of the hood. Is this from dust storms?
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Re: Battle between homeowner and HOA over truck could lead to foreclosure

#11

Post by Animal »

B-Tender wrote: Thu May 09, 2019 6:54 pm
Flumper wrote: Thu May 09, 2019 6:46 pm
CaptQuint wrote: Thu May 09, 2019 5:51 pm You have to pay property tax on your vehicles and those are public information


I have never heard of this.
you don't pay property tax on vehicles in texas.
Off topic: Every vehicle I look at that has come from Texas has pitting on the front bumper, and front of the hood. Is this from dust storms?
i highly doubt it. most likely rocks from the roads.
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Re: Battle between homeowner and HOA over truck could lead to foreclosure

#12

Post by WestTexasCrude »

Biker wrote: Thu May 09, 2019 7:17 pm
beagleboy wrote: Thu May 09, 2019 5:31 pm Just like mods, they love the power and will exert it whenever given the opportunity.
:lol:

Dipshit
So, thinking of a ban in this situation?
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Re: Battle between homeowner and HOA over truck could lead to foreclosure

#13

Post by CHEEZY17 »

B-Tender wrote: Thu May 09, 2019 6:37 pm
beagleboy wrote: Thu May 09, 2019 5:31 pm 1. don't buy or move into a neighborhood with a HOA if you don't like their rules.
2. HOA leadership will always extend the boundaries of their power eventually. Just like mods, they love the power and will exert it whenever given the opportunity.
3. he has three vehicles and a 2 car garage. Only 2 vehicles are on his property tax so I'm guessing this is the worst of them?
As much as I want to be on the homeowner's side, I agree with beagle here. Don't live anywhere with an HOA unless you want to live like a sheep. HOAs are like unions, start off with good intentions but often run amok.
Pretty much. With the house we're in now I purposely looked for a subdivision that didnt have a HOA. Looking back I wish we had one. HOA's maintain the entry-way landscaping and signage, common areas and arrange snow removal, street repair etc as well as ensuring subdivision aesthetics are maintained. That said, I've also heard stories of how a single power mad HOA member can make life miserable for someone if they wanted to.
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Re: Battle between homeowner and HOA over truck could lead to foreclosure

#14

Post by WarmBidetWater »

We have a mostly non-functioning HOA. Supposedly there is an HOA restriction on detached garages that face the street but I know of at least 3 houses with detached garages that face the street. There is a neighbor that from time to time sends out an email requesting voluntary contributions to pay for the electric bill and upkeep of the lights at the subdivision main entrance. And someone seems to always maintain the shrubs and flowers there.
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Re: Battle between homeowner and HOA over truck could lead to foreclosure

#15

Post by Animal »

WarmBidetWater wrote: Thu May 09, 2019 10:48 pm We have a mostly non-functioning HOA. Supposedly there is an HOA restriction on detached garages that face the street but I know of at least 3 houses with detached garages that face the street. There is a neighbor that from time to time sends out an email requesting voluntary contributions to pay for the electric bill and upkeep of the lights at the subdivision main entrance. And someone seems to always maintain the shrubs and flowers there.
You should suggest some kind of minimal fee system to kick things off. Say $100 a year for a single wide and maybe $250 a year for the ones that can afford a double wide. Fine them a tire for each month they miss a payment.
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Re: Battle between homeowner and HOA over truck could lead to foreclosure

#16

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Flumper wrote: Thu May 09, 2019 11:13 pm
WarmBidetWater wrote: Thu May 09, 2019 10:48 pm We have a mostly non-functioning HOA. Supposedly there is an HOA restriction on detached garages that face the street but I know of at least 3 houses with detached garages that face the street. There is a neighbor that from time to time sends out an email requesting voluntary contributions to pay for the electric bill and upkeep of the lights at the subdivision main entrance. And someone seems to always maintain the shrubs and flowers there.
You should suggest some kind of minimal fee system to kick things off. Say $100 a year for a single wide and maybe $250 a year for the ones that can afford a double wide. Fine them a tire for each month they miss a payment.
2 30 packs of Natural Ice. Hit them where it hurts, you can steal a tire anywhere
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Re: Battle between homeowner and HOA over truck could lead to foreclosure

#17

Post by Animal »

CaptQuint wrote: Thu May 09, 2019 11:20 pm
Flumper wrote: Thu May 09, 2019 11:13 pm
WarmBidetWater wrote: Thu May 09, 2019 10:48 pm We have a mostly non-functioning HOA. Supposedly there is an HOA restriction on detached garages that face the street but I know of at least 3 houses with detached garages that face the street. There is a neighbor that from time to time sends out an email requesting voluntary contributions to pay for the electric bill and upkeep of the lights at the subdivision main entrance. And someone seems to always maintain the shrubs and flowers there.
You should suggest some kind of minimal fee system to kick things off. Say $100 a year for a single wide and maybe $250 a year for the ones that can afford a double wide. Fine them a tire for each month they miss a payment.
2 30 packs of Natural Ice. Hit them where it hurts, you can steal a tire anywhere
See? This is exactly how you get these kind of things moving. I can already think of all kinds of things that you could start enforcing in terms of cleaning up the neighborhood. Require some type of cloth curtain on all bathrooms. Skirting full length on the street side. Carports should be staked down.
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Re: Battle between homeowner and HOA over truck could lead to foreclosure

#18

Post by CaptQuint »

Flumper wrote: Thu May 09, 2019 11:24 pm
CaptQuint wrote: Thu May 09, 2019 11:20 pm
Flumper wrote: Thu May 09, 2019 11:13 pm
WarmBidetWater wrote: Thu May 09, 2019 10:48 pm We have a mostly non-functioning HOA. Supposedly there is an HOA restriction on detached garages that face the street but I know of at least 3 houses with detached garages that face the street. There is a neighbor that from time to time sends out an email requesting voluntary contributions to pay for the electric bill and upkeep of the lights at the subdivision main entrance. And someone seems to always maintain the shrubs and flowers there.
You should suggest some kind of minimal fee system to kick things off. Say $100 a year for a single wide and maybe $250 a year for the ones that can afford a double wide. Fine them a tire for each month they miss a payment.
2 30 packs of Natural Ice. Hit them where it hurts, you can steal a tire anywhere
See? This is exactly how you get these kind of things moving. I can already think of all kinds of things that you could start enforcing in terms of cleaning up the neighborhood. Require some type of cloth curtain on all bathrooms. Skirting full length on the street side. Carports should be staked down.
No trampolines and you gotta get that 84 Monte Carlo with the 305 that you're "fix up one day" towed to the boneyard and off the lawn.
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Re: Battle between homeowner and HOA over truck could lead to foreclosure

#19

Post by QillerDaemon »

beagleboy wrote: Thu May 09, 2019 5:31 pm 1. don't buy or move into a neighborhood with a HOA if you don't like their rules.
Assuming they enforce their rules evenly and thoughtfully and respectfully. I've lived in two neighborhoods with an HOA, currently live in a very old neighborhood without one. I'm very happy without it. With the first house, the HOA suddenly wouldn't permit anyone to have a vehicle with "ad" signs, or any kind of corporate logo on it. In a completely blue-collar middle-class neighborhood, where a lot of people had corporate supplied cars and trucks. And even went after the cop with his police car. All over some very muddled rule in the book that some doubted actually applied. For 3 years after we moved in, they didn't care, then someone got a stick up his ass and screamed about it.

And then wouldn't go after the two gangsta houses where they obviously were in business doing car detailing (always left the street wet), blasting rap at all hours. We had a very clear rule in the book against home businesses and loud music. Never did jack-shit. I had two great neighbors, but the rest of the street sucked major ass.
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Re: Battle between homeowner and HOA over truck could lead to foreclosure

#20

Post by CaptQuint »

The house next door to me's been sold to niggers.
They claim to be wild Indians from the plains.
Oh, but they ain't a-shuckin' me, they're colored people.
We'll make "Cowboys and Niggers," our new game.

Last night when I come home, I's warmly greeted.
But not by my sweet wife sayin', "Hello, Dear."
Instead it was, "Hello, duh. What mamma-jamma?"
Says, "How does you like us dark folks livin' here?"

I'd sell my house, but I ain't had no offers.
Though I paid twenty-thousand, I'd take two.
'Cause this nigger crap's done killed all my red roses.
And my violets turned black instead of blue
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Re: Battle between homeowner and HOA over truck could lead to foreclosure

#21

Post by WestTexasCrude »

So, never understood the need for HOA's. Suburbs outside city limits with their rules?
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Re: Battle between homeowner and HOA over truck could lead to foreclosure

#22

Post by CaptQuint »

He don't understand much
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Re: Battle between homeowner and HOA over truck could lead to foreclosure

#23

Post by WestTexasCrude »

CaptQuint wrote: Fri May 10, 2019 1:37 am He don't understand much
He blows comments out his ass. Always has. It's all he does. Tired routine years ago.
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Re: Battle between homeowner and HOA over truck could lead to foreclosure

#24

Post by DandyDon »

First: Is the HOA financing his home? If not, they cant foreclose on a god damn thing.
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Re: Battle between homeowner and HOA over truck could lead to foreclosure

#25

Post by CaptQuint »

DandyDon wrote: Fri May 10, 2019 2:02 am First: Is the HOA financing his home? If not, they cant foreclose on a god damn thing.
They can put a lien on it if it's in the contract
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